The co-branded Prepaid Cards are purchased by customers (Not below the age of 18) who fulfill the basic KYC Documents at DigiPe Retail Outlets. The card is similar to a prepaid mobile phone card concept that works on “pay now & use at your convenience”. The card is ready to be used only when the customer submits all the KYC Documents. Money up to a cumulative load of Rs. 40,00,000 (as per Reserve Bank of India guidelines) can be loaded onto a reloadable card via direct deposit of pay. Consumers can also load money onto their cards through DigiPe Retail Outlets by giving cash to the outlet operator to load onto the card.

These cards can be used wherever the designated payment brand (Visa,MasterCard and Rupay) is accepted and also for specific purposes like paying utility bills online, shopping, booking railway tickets, etc.

The cards without a bank account offer consumers the convenience, security and utility of a branded card for a range of needs—from general everyday spending to specific payments or uses.

The card provides an easy entry point into the financial mainstream to underserved individuals who might not have traditional banking relationships, allowing them to pay for purchases and bills, shop online and by phone.